Why can’t we just use banking websites? You don’t need an app ecosystem for that. They just need to build a responsive website that will work on a computer or phone. If you have bank to bank transfer (like e-transfer in Canada) that can be done from the mobile website as well.
Payment like NFC payment is a different story. I suspect its unlikely we ever see that.
Banks sometimes need a 2FA app, this is what some people need “banking apps” for. The bank website itself is trivial to just use, but you need to be able to log in. In sweden, much of society, from fetching a post package to booking an appointment with a doctor or getting a bus ticket, relies on this 2FA app. You can barely function in society without this app.
Why can’t we just use banking websites? You don’t need an app ecosystem for that. They just need to build a responsive website that will work on a computer or phone. If you have bank to bank transfer (like e-transfer in Canada) that can be done from the mobile website as well.
Payment like NFC payment is a different story. I suspect its unlikely we ever see that.
Banks sometimes need a 2FA app, this is what some people need “banking apps” for. The bank website itself is trivial to just use, but you need to be able to log in. In sweden, much of society, from fetching a post package to booking an appointment with a doctor or getting a bus ticket, relies on this 2FA app. You can barely function in society without this app.
I wish everyone would just switch to standard OTPs