

Start saving for retirement now. You can make literally millions by putting away 10% of your income early on. Do it automatically so you never even notice the money gone.
If you are worried about making the wrong choice and your company doesn’t have a 401k, open an IRA somewhere (Fidelity if you need someone to make the decision for you) and pick a date targeted fund. Set up auto deposit. Never look at the balance.
You can always make it better later but for now the best thing to do is start. Don’t let analysis paralysis get in the way.
Literally every piece of infrastructure. Infrastructure is everything that makes things more efficient by being so ubiquitous that it becomes practically invisible.
Sure, there are the obvious ones like clean water and electricity pumped directly to our homes. There are also other kinds of infrastructure that is less visible.
Standardized size of shipping containers, food safety regulations, a legal system that keeps companies’ worst impulses in check, HTML as a freely available spec. These are a few of the many things that enable us to have a high trust society.