GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”
Next do lifted pickup trucks please!
And the Carolina Squat!
GEICO claiming this isn’t true
"In an email to The Verge, Geico pushed back. “Geico has coverage available nationwide for the Tesla Cybertruck,” Geico spokesperson Ross Feinstein said. Feinstein did not immediately respond to follow-up questions about individual dropped policies. "
So maybe it was something VERY specific to this persons use of the truck?
I heard he was renting it out on Turo. That is unconfirmed. I have no source.
True or not to this specific situation, in general, that is definitely the kind of reason you might get dropped if you didn’t get the proper insurance.
Yes. If this is true the owner should be happy they did this before trying to make a claim. Often people break the terms of the insurance and then when a claim is made they are denied all coverage.
Could it also be that it’s a $80K-$100K car?
I have no solid source, but read comments suggesting Geico tends to not insure “exotic” $100K+ luxury vehicles.
…And I think this is important to remember this when talking about it. The Cybertruck is not a peer of a F-150, but a G-Wagon, a Maserati Levante or whatever.
Now that little gecko who works for GEICO will probably tell you “You can save a load of money by switching to GEICO, and its so easy a caveman can do it, but we refuse to insure that abomination you call a Tesla Cybertruck that needs to be road illegal everywhere”
Semi-unrelated but insurance as a whole is bonkers right now and I’m not sure how much the average person knows. I work on commercial real estate. The whole industry is having to review tons of insurance waiver requests because insurance in some properties is out of control. Business either can’t get it for can’t afford it. Especially, in flood zones. I’m actually kind of worried about the damage these hurricanes are doing in the US. Not just in the lives lost, which is devastating, but also the financial damage of all the uninsured losses.
That’s not bonkers that’s sanity. If you want to build your house in front of a dike don’t expect to get insurance. The trick is to build in a place where there’s a risk, not certainty, of damage.
It’s absolutely bonkers. I don’t get how Americans can build houses in leopard enclosures and then act all surprised when, inevitably, their faces get eaten. I know you’re a settler country with little connection to the land but it’s been long enough to know which parts get flooded and which don’t, now hasn’t it. Around here you don’t even get building permits for lots of stuff in places even if you were willing to take on all financial risk yourself because it’d put unconscionable load on disaster relief, and thereby society at large.
So, there’s two ways to go from where you are: a) Double-down on being Yanks and say “fuck you got mine sucks to be you”, abolish disaster relief and let those rugged individuals fend for themselves, or b) fucking build where it fucking makes sense. It’s not like you’re Singapore or something, you’ve got more than enough land.
So I had to look online because I don’t know where it is and North Carolina is nowhere near a coastline, so I’m not sure how much the people who live there are to blame.
I don’t know where you got North Carolina from, I was speaking in general. Also the place has plenty of coastline. Also you don’t need to live near the coast to live in a flood area, plenty of rivers that can and do flood. In mountainous regions it’s not about building on the right side of the dike, but not at the bottom of the valley, and in the places in between it’s about… well, it’s usually not really about not building in one particular place, but making sure that there’s areas that you can flood to protect areas you want to keep dry. Much cheaper to pay off a farmer for a lost harvest and cleanup than half a million people for losing their homes.
North Carolina has a coastline though. Granted the issue this time was that the storm came in from the southwest and hit communities that were completely unprepared for the heavy rain, high winds and flash floods
Sounds kind of like exactly what insurance is for? If you can’t get insurance for a flood zone, then maybe there’s a fucking reason for that.
The problem is people have gone and built entire cities in unsafe areas. If we were being sensible basically the entirety of Florida should not be occupied, the place is a disaster waiting to happen, or more accurately is a disaster that has already happened, but somehow nobody’s learnt from it.
Generally speaking, every house in Florida didn’t need to be replaced every five years.
If an event chance is too high the cost of insurance increase to a point where it stops making sense.
If every house in an area is 100% guaranteed to get at least one flood event over a 5 years period, that means that every 5 years the insurer need to get in enough money to rebuild all houses, so the cost of insurance will be more than 1/5th of value of a house per year (plus operating cost, profit, and so on). There’s no other way, it’s just maths.
Ok, the actuarial math is more complex but it boils down to getting enough cash in to pay for claims and pay the operating cost.
At a that point people need to realize that if the risk is too high they need to accept it, plan to rebuild every 5 years on their dime, or move.
Unfortunately people suck at understanding risk.
Climate change is a big reason for the policy denials for property insurance. What wasn’t risky 20 years ago is much riskier today. Data doesn’t lie.
Climate change is clearly a hoax, the Republicans were right all along!
/s
In before trump’s new monkey calls the Gecko a pedo
Makes sense. It’s not a truck, car or SUV, it’s a cosplay vehicle. Lego vehicles from the toy store will outlast this shitshow.
Lego vehicles from the toy store will outlast this shitshow.
To be fair, those would outlast Toyotas, too.
Unless you put 100,000 miles on the lego truck 😄
those things are very poorly made and all the most important parts are made of cheap plastic that an average person can literally rip off with his or her bare hands
“their” is shorter than “his or her”
The best English literature doesn’t follow the basis of most convenient or shortest. Sometimes there are other reasons to choose a word of phrase.
The plot of Romeo and Juliet could be rewritten in a paragraph but probably wouldn’t have had the same impact.
Irrelevant. You don’t get to grammar like Shakespeare did.
“some teenage idiots do teenage idiot things and die. fin.” roaring applause
I once heard it described as a “3 day relationship between a 13-year-old and a 16-year-old that left 6 people dead”
True, but this isn’t prose or high literature. What reason do you suggest why “his or her” would be preferable to “their”?
The prescriptivist “It’s grammatically incorrect” argument doesn’t hold much water when it has been used since middle English.
Comments here are a short form of writing, therefore people are allowed to phrase things and say things however they would like to. You won’t know someone’s intent before reading, so the way they write makes a difference.
And which intent would warrant using “he or she” rather than “they”?
They felt like it? Their brain worded the thought using “his or her”?
Yes, of course, nothing wrong there. I’m asking what’s wrong with using “they” instead, given that there seems to be some pushback
Thats how they speak.
That’s a habit, not an intent. You implied that there were some deeper intent behind using “he or she” over the shorter and more inclusive “they”. Of course people are allowed to write however they want to, and they’re free to ignore my suggestion. I’m wondering why people are so bent on pushing back against it - what is it about my remark that turned this whole thing into such an involved discussion?
Maybe your T key is broken?
Then the original comment would read
hose hings are very poorly made and all he most imporan pars are made of cheap plasic ha an average person can lierally rip off wih his or her bare hands
That sounds more like someone that would deffend the cyber truck I suppose.
Nice ditty.
What reason do you suggest why “his or her” would be preferable to “their” in this context?
Regional dialect, fluidity of language, variety - even habit.
“It’s grammatically incorrect” argument doesn’t hold much water
Oh, I do respectfully disagree with that, especially when you cite medieval English but reference an American language dictionary as your source.
I could just as viably give “his or hers” as equally valid as “theirs”, because it is. We’re not newspaper headline writers, nobody penalises us if we use a few more characters for any reason. And you could switch back and forth between them both for variety.
Nice ditty.
Thank you :)
Regional dialect, fluidity of language, variety - even habit.
Those explain why it might be the first thing people reach to, but I wasn’t trying to demonise that. I was trying to offer an argument for the alternative that I consider both more convenient to write and read and more inclusive. Habits can be changed.
Oh, I do respectfully disagree with that, especially when you cite medieval English but reference an American language dictionary as your source.
Does the nature of the source invalidate the content and points it makes? English is still English, and I was looking for a source that wasn’t Wikipedia, but also was publically accessible. I could have just copied all of Wikipedia’s references, but most of them are books or journals that I don’t expect people to have access to and didn’t individually check. We could debate here what burden of proof is to be expected in an online debate, but I didn’t think the matter to be worth serious discussion.
The point is the same: there are plenty of historical examples of it being used. To be clear, this is a pre-emptive counterargument to a point I’ve occasionally seen made: That the singular they was a new invention and should be rejected on that ground. If past usage has no bearing on your current decision, that argument obviously holds no weight.
In the latter case, I contend that the increasing spread, particularly in the context of that spread, legitimises its use for that purpose. I fall in with the descriptivists: Rules should describe contemporary usage, not prescribe it.
Ultimately, I believe using “they” for gender neutrality is more inclusive for identities outside the binary. I consider the difference in usage trivial enough that the difference in respect justifies it.
Similarly, “they” is also shorter than “he/she”
If you’re correcting, sincerely, then good job.
If you’re trolling… also, good job.
Either way 👍
I wasn’t strictly meaning to correct so much as point out a reason why it’s more concise. I value the inclusive motivation too, if that was hard to tell; I just think there is another reason even if you don’t care about inclusion.
It seems a lot of people are actively opposed to it though, not sure why. I’m just asking questions, you know?
😉
As much as I want it to be true, I couldn’t find the original tweet that the reddit post mentions. It’s not on that users profile when looking on Nitter.
I love this!
God, I hope other places follow. I work in insurance and not only is everything about the cybertruck an absolute fucking nightmare to source, let alone find a shop for, every single goddamn owner is like the most insufferable chod. That goes for women too. Tesla drivers could already be a problem, but the truck owners are like regular Tesla owners gone feral.
chod
Now there’s an insult I haven’t heard in a while.
Take my upvote!
Tesla drivers have single-handedly done more PR for BMW drivers than BMW ever could have.
State farm was the first to drop them
I hope other places follow
Are they actually allowed to sell these pieces of shit elsewhere?
Also is anyone else stupid enough to buy one?
they started taking orders from presales in Canada and they went through the entire list, I’m not sure if any have been delivered here yet though
Presumably, “other places” refers to other insurance companies. IOW, GEICO is (allegedly) denying them coverage. OP is hoping that Allstate, Progressive, etc will also deny coverage.
People knowingly buy stupid vehicles. I’m one of them. It’s expensive to drive, big, has expensive insurance and only seats two but I love it.
People shouldnt knowingly buy dangerous vehicles.
They likely didn’t know they were dangerous when they preordered and many are now stuck with them. I think they have a no resale contract for 2 years after buying.
I mean I don’t mean to sound ridiculous, but they even looked dangerous. I am not sure why anyone would assume they were safe. I didn’t even think they were street legal at first.
That is a bummer to be stuck with one though, but you do have to be rich enough to buy one too.
I suspect that looking dangerous is a positive for a great number of truck buyers.
Yeah I think they would be alright personal use offroad vehicles. Although they didnt build them for that, they could have.
I didn’t realise they only had two seats!
Is that one for each of your brain cells? 😉
A proud owner of more than two brain cells could easily look that up and and realize they’re talking about a different vehicle before insulting a complete stranger for no reason.
I thought ‘expensive to drive’ would have given away it wasn’t a cybertruck, since the only good part about those things is that it’s an EV and probably doesn’t cost much to charge. I might not agree with your decision to drive a huge vehicle, but I’m not gonna call anyone an idiot for doing it.
It’s also generally good form to not make spelling errors (realise) in a comment calling someone else stupid…
Size is relative. Here’s my “huge” truck parked next to an American one.
Sorry mate, your comment really makes it sound like you were starved of oxygen at birth and bought a Cybertruck.
As you were
Please tell me the comment about the spelling mistake is some kind of weird humour (sic)
Why comment in the first place then? We’re talking about Cybertrucks and you start talking about your vehicle, people are gonna assume you mean the Cybertruck
Also is anyone else stupid enough to buy one?
Because I’m pointing out that people don’t only buy vehicles based on what’s wise or optimal. For some, it’s also a hobby and they have different preferences as what to drive. At the time of buying my current truck, a wagon would’ve been sufficient. I just went with what’s essentially my childhood-dream car instead. I’ve since developed an actual need for one too, but even now, a van would be a little more practical. Truck is simply more fun and nicer looking, while being the same size.
You can see why people misunderstood you though no?
I asked “is anyone else stupid enough to buy [a Cybertruck]”
You replied - [context as assumed by a normal person]
People knowingly buy stupid vehicles. I’m one of the
m[people that bought this fuckin monstrosity]. [The Cybertruck is] expensive to drive, big, has expensive insurance and only seats two but I love it.
False claim, debunked by snopes. Mods should consider blocking this news outlet.
https://www.snopes.com/fact-check/geico-tesla-cybertruck-coverage/
Now if they would drop giant trucks and anything lifted
No word from the insurance company itself? This whole article seems to be based on a single tweet by a cybertruck owner. For all we know his might be modded in a way that they dropped the insurance on it.
Everyone in here like yay truck bad, I don’t give a fuck about Teslas what’s fucked is goddamn insurance companies can just arbitraryly drop your coverage for no fault of your own. It should be illegal. Like sorry but you agreed to cover this, with all its flaws and took my money for years.
I really wish car/home/health insurance were just federalized. These companies are the oldest con perpetrated on the general public tbh.
It’s in the article, they didn’t drop him during the coverage period they declined to renew.
It’s perfectly fair, if you can decline to review and insure with someone else when the 6 month term is up, so can they.
Yep, this is 'merica and a bunch of people are already driving this destruction derby without insurance. Do we really want to add a bunch of Cybertrucks to that terrifying demographic?
More specifically, the only source the article even gives is a link to a reddit post with a screenshot of the tweet, of which doesn’t have a direct link to the tweet. This is half assed journalism at best, considering they even quoted the original screenshot wrong.
Why’s this article even here?
Anything Elon bad = upvotes
If you manage to find an article with both Elon bad themes and AI bad themes in the same story Lemmings would upvote it up into the atmosphere. You’d be on top of All for like a day!
To top it all off the email/text had information redacted not by blurring it with paint, but by using characters in the same font with the same line breaks.
I mean seriously, who does that? Only time I’ve ever busted out inspector to modify a website or tweet or email is to elaborately troll someone with a sceenshot.
Did they really use inspector to redact info out an legit document about an allegedly widespread thing that no one else can produce, or did they draft the whole thing, used strings of ‘x’ to mark where to blur, and forget to blur? /shrug
Yes the circle jerk on this has gone way too far.
This isn’t new. They’ve dropped cybertrucks before, and they’re not the only company to drop/straight up refuse to take them.
https://www.reddit.com/r/CyberStuck/comments/1ejtwkt/insurance_wont_cover_my_cybertruck_so_i_cant/
Seems like the insurance company said that Tesla Cybertrucks do not meet their standards for underwriting. Is the letter they sent not a statement?
